You are most likely here because you have identified the importance of restructuring your finances to better accommodate for your ideal version of retirement.
Whether you are in retirement or gearing up to enter retirement in the near future, our advice for retirees is built to help you reach your retirement goals.
Are you using your surplus cashflow most effectively?
Have you thought about the tax implications of how you manage cashflow?
Do you have a clear understanding of what your expenses are and whether that is consistent with your goals?
Incorporating structures such as trusts and companies for long term asset protection and management of wealth.
After discussing their goals with the team it was identified that they did not have a large enough pool of cash to retire now if they wanted to maintain their current lifestyle and go on these cruises.
Through advice surrounding their cashflow the couple was instead presented with two options.
Option A. Transition into part time retirement and only work 6 months of the year, and enjoy the other 6 months crusing to their favourite destinations. Fully retire in 3 years.
Option B. Continue to work full time to retire in 1 year, and employ salary sacrifice and cost cutting measures to retire sooner.
Favouring to transition part time into retirement the couple continued to work part time and cruise for half the year.
The Advise Wise team continued to shift their investment portfolio to match new goals and changed tolerance for risk.
“We had a number of financial planners before Advise Wise and some bad experiences. They came highly recommended by our accountant and I just wish we had met them earlier. They are careful and understand what we need to do. They are so thorough. They always gets back to us and do what they say they will do. We feel that if something happened to one of us, they would be a great support to the other one.”
“I came to Advise Wise because I had no idea how to set myself up for a secure future. I had a good income but poor money habits and no idea what I should be doing. I didn’t want to be in the same position as my family. Advise Wise has set me up in a great way and shown me the things I needed to do. I am in very good hands.”
“We rate Advise Wise highly because they are very professional, highly educated and across so much financial stuff. Not only do they look after us, when my mum needed to go into aged care, they were able to provide us with really valuable advice in this area as well.”
“The approach of Advise Wise to our financial situation has been thorough and professional. They have brought our whole financial situation into order so that we have a good sense of where we are at. They have been able to simplify things, cut to the chase and point out what was working and what was not and saved us a fortune in fees. We are in a much better state. We know we are putting money in the right places. We know where we stand now. We have a clearer idea of where we will stand.”
“Advise Wise have really educated me about money and I am now in a much better position than I could ever have been on my own.”
“Advise Wise has given us options. My accountant recommended I speak to them because they specialise in advice to women.”
“After my divorce, I wasn’t sure of the best use of my money. Advise Wise have given me great advice in getting ahead, not to panic, and how I need to take the best care of myself and my family.”
“I can always ring Advise Wise. I can ask them any question. They are right across my whole financial situation and make me feel more confident.”
“When I got divorced, I was suddenly alone. Advise Wise have been a great support. They play a really important role for me. They check in on me. They have my best interests at heart. I can ring them when I get confusing paperwork.”
Book a consultation and see how we can help you achieve your financial goals.
Suite 505 35 Lime StSydney NSW 2000
See directions here.
For more details about the Miranda office, please contact us.
(02) 9555-8188 (Head Office)
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