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Financial Advice For Families

You are most likely here because you have identified an opportunity to increase your own wealth and provide a more prosperous financial future for your children.

Whether you wish to give them a financial leg up in the more immediate future, or later in life, with tailored financial advice for families, we can help you develop a financial plan that will deliver.

Ask Yourself

  • What are your financial goals for you and your family?
  • Why are your financial goals important to you? What do they represent?
  • Is your wealth, and the wealth you wish to hand to your children, well insulated from sudden shocks to the market?
  • Do you have approperate insurances to financial protect your family from unexpected outcomes, and ensure you don’t eat into the nest egg you plan to give to your children?
  • Is there things you could be doing now in your financial position to greatly assist your childrens financial position?
  • Is there funds that could be invested now to help pay for future expenses for when your children mature?
  • Is there available cashflow which could be better utilised to create more equitable future outcomes for your family?

Who Our Financial Advice Is For?

Our Services

Investment Advice
  • Do you have savings that you are not quite sure what to do with?
  • Are you looking to maintain your wealth and help generate income?
  • Are you looking to build your wealth in a diversified and cost considered manner?
  • How important would an impartial third-party opinion be to your situation?
Superannuation & Retirement Planning
  • Do you know how much you will need in retirement to live a comfortable lifestyle?
  • What does retirement look like for you?
  • When can you stop working?
  • Will you have enough for your version of a ‘comfortable’ retirement?
Cashflow Management
  • Are you using your surplus cashflow most effectively?

  • Have you thought about the tax implications of how you manage cashflow?

  • Do you have a clear understanding of what your expenses are and whether that is consistent with your goals?

Insurance & Risk Management
  • What would it look like for you and your family if your income were to suddenly stop?
  • What if you were to fall ill or be seriously injured for an extended period of time?
  • Would you be able to meet your financial obligations and for how long?
  • Could you continue your lifestyle and how would that impact your financial future?
  • Do you have a plan in place to protect your business from financial risk?
Estate Planning & Intergenerational Wealth Planning
  • Do you have a will in place?
  • Who will help you make your financial and medicals decisions if you were to lose the ability to make these decisions yourself?
  • Who will look after your children in the event of your passing?
  • Do you have a plan in place for your children and grandchildren to responsibly manage the wealth you have worked hard to build?
Structural Advice
  • Have you considered what happens to your personal assets if you were to run into financial difficulty?
  • Do you own or represent a director position in an organization?
  • Did you know that the wealth you have been creating might be completely exposed to loss if you don’t have the appropriate measures of asset protection set up?
  • Incorporating structures such as trusts and companies for long term asset protection and management of wealth.

What Tailored Financial Advice For Families Looks Like?

The Carters

The Carters came to Advise Wise looking to utilise extra savings they had available to give their children a leg up when they reach adulthood. 

After discussing their goals with the team the Carters were able to employ wealth creation, investment, and structural advice to create a tax efficient system for them to set aside money for their children that wouldn’t add a taxable burden when they recieved it.

It was further discovered that the Carters still wished to have a comfortable retirement and leave extra for their children when they passed.

Through this the team was able to employ superannuation and insurance advice to ensure the Carters could enjoy their ideal retirement and still acheive their financial goals when assisting their kids. 

*The Carters and their experience is entirely fictional with the sole purpose of showcasing what tailored advice could look like in unique circumstances without disclosing personal client information. This information is in no ways financial advice and should not be acted upon. 

Our Success Stories

“We have worked hard to earn our money and we expect our financial planner to be across where we are now, where we want to go, what is the most intelligent thing for our money and how we can minimise risk. Advise Wise take their role very seriously. They come up with ideas that we hadn’t considered. We have a much clearer view of our financial future. When we were invited by a friend to co-invest in a project, they was able to work with us to objectively assess the merit of the investment and help us make a decision.”

“We had a number of financial planners before Advise Wise and some bad experiences. They came highly recommended by our accountant and I just wish we had met them earlier. They are careful and understand what we need to do. They are so thorough. They always gets back to us and do what they say they will do. We feel that if something happened to one of us, they would be a great support to the other one.”

“I came to Advise Wise because I had no idea how to set myself up for a secure future. I had a good income but poor money habits and no idea what I should be doing. I didn’t want to be in the same position as my family. Advise Wise has set me up in a great way and shown me the things I needed to do. I am in very good hands.”

“We rate Advise Wise highly because they are very professional, highly educated and across so much financial stuff. Not only do they look after us, when my mum needed to go into aged care, they were able to provide us with really valuable advice in this area as well.”

“The approach of Advise Wise to our financial situation has been thorough and professional. They have brought our whole financial situation into order so that we have a good sense of where we are at. They have been able to simplify things, cut to the chase and point out what was working and what was not and saved us a fortune in fees. We are in a much better state. We know we are putting money in the right places. We know where we stand now. We have a clearer idea of where we will stand.”

“Advise Wise have really educated me about money and I am now in a much better position than I could ever have been on my own.”

“Advise Wise has given us options. My accountant recommended I speak to them because they specialise in advice to women.”

“After my divorce, I wasn’t sure of the best use of my money. Advise Wise have given me great advice in getting ahead, not to panic, and how I need to take the best care of myself and my family.”

“I can always ring Advise Wise. I can ask them any question. They are right across my whole financial situation and make me feel more confident.”

“When I got divorced, I was suddenly alone. Advise Wise have been a great support. They play a really important role for me. They check in on me. They have my best interests at heart. I can ring them when I get confusing paperwork.”

“When I suddenly became widowed, Advise Wise was there for me. They have been a great help to me in my new situation. I feel that I can talk to them. No question is too silly and they help me with my concerns and worries. I can’t do it on my own. They know how I don’t want to take too much risk. They explain things to me in a way that I understand and are always willing to listen to me. I feel much more comfortable knowing that Advise Wise are there to help me.”

Our Financial Advisers

Meet The Team

We have an award winning team of financial advisers ready to help you meet your financial goals with specialist for all scenarios. 

What Are You Waiting For?

Book a consultation and see how we can help you achieve your financial goals.

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